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The holiday season is filled with food and family and laughter. But December is also rife with dangerous possibilities—from electrical fires to tripping hazards that could not only lead to injury but expensive homeowners insurance claims. The following guide outlines simple tips for celebrating responsibly.

How to Enjoy the Holiday Season Safely 

1. Be Careful Hanging Holiday Lights

Christmas lights have a maximum connection guideline, which is usually around 210 watts. If you go over this limit, it’s a fire hazard. Don’t connect more than two strings of lights in a series and make sure your total wattage doesn’t exceed about 85% of the breaker to avoid a power surge.

Exercise caution if you’re going to climb on ladders to hang lights. Always ask someone to hold the ladder base steady and position the ladder on a flat, firm surface.

2. Monitor Open Flames

A warm hearth is cozy and inviting, but if you have a fireplace, don’t leave the fire unattended. Keep stockings and garlands at least several feet away from open flames and fasten them securely to their hangers.

homeowners insuranceMonitor menorahs as well. About 60% of candle fires started because a flammable material was too close to the flame. As a precaution, purchase a dry chemical fire extinguisher to store somewhere in your home where it’s easily accessible. 

3. Drive Cautiously 

Many people travel over the holidays—sometimes for great distances. Drive defensively, especially near yield zones and areas with traffic congestion. Build plenty of extra time into your schedule to accommodate delays and don’t get behind the wheel if you feel drowsy or have been drinking. Before you hit the road, check your brakes, turn signals, oil, battery, tires, and gas meter. Test the tread on your tires if there’s a possibility of snow or rain.

 

It only takes a moment to review your auto and homeowners insurance policies and make sure everything is in place as you prepare for the new year. To speak with an independent agent in Lincoln, NE, call Allstar Insurance at (402) 477-0900 today. You can also visit their website to learn more about enrolling in a new homeowners insurance policy.

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