Without windows and doors to box you in, an ATV ride is an exhilarating experience for nature lovers. However, despite your love of adventure, it’s important to plan ahead in case your journey ends in an accident. With an ATV insurance policy, you can rest easy knowing you’re safe from financial liability. Here are three reasons to secure a policy today.

3 Reasons to Invest in ATV Insurance

1. Gear Protection

Chances are, you spent a lot of money on your ATV, and you want to keep it in the best possible condition. Unfortunately, since these vehicles are often enjoyed on rough terrain, it’s not hard to suffer collision damage. With ATV insurance, you don’t have to worry about being stuck with the bill after running into a tree or wild animal—your policy will protect against accidental incidents. 

2. Medical Expense Coverage

Whether you’re just learning how to drive your ATV or taking on the most treacherous terrain in the area, your ride is sure to be an adventure. However, because they aren’t fully enclosed like cars and SUVs, there is a considerable risk of bodily injury in an ATV accident. Luckily, you can tack on Medical Expense Coverage to your basic policy, so your medical bills will be taken care of. 

3. Protection Against the Uninsured & Underinsured

If you were to go out riding with a friend or encounter other ATV enthusiasts on your ride, there is always a chance that you could collide with their vehicle. If they don’t have an ATV insurance policy, or if they don’t have enough, they might not be able to cover the damage to your vehicle. Luckily, your own policy will kick in to make up for their lack of coverage.

To secure your own ATV insurance policy, and solidify your peace of mind behind the wheel, reach out to Dunlap Agency of Fairbanks, AK. They offer a wide range of policies, from personal health and pet insurance to commercial and small business policies. Since 1986, their agents have offered personalized suggestions and unfailing support. To learn more about your options, visit their website or call (907) 456-5202 to ask for a free quote.