If you let your dental benefits run out without using them at the end of the year, you could be wasting your hard-earned money paying premiums on insurance you don’t use. As the end of the year approaches, take the time to examine your yearly benefits and schedule that dental exam you’ve been putting off for months.

Why You Should Use Them

If your plan is on the calendar year, it probably renews on January 1. This means that your yearly maximum, or the maximum amount of money your insurance company will pay per person per year, will start over, and any unused benefits will be lost. The deductible also resets, leaving you to pay the full amount again.

Waiting to make a dental appointment until the next year is a bad idea for more than just insurance reasons. Putting off a much-needed treatment or dental exam increases the risk that the problem will worsen over time. This can potentially lead to more serious treatments and a higher level of discomfort for you.

How to Make the Most of Your Plan

Even if you don’t need to have a specific treatment, it’s a good idea to schedule a dental exam at the end of the year. Use the opportunity to practice preventative dental care and catch any unknown issues early on. If you do have a specific dental concern, but don’t have time to have the entire procedure completed before January 1, you can schedule them to begin in December and be completed in January and still take advantage of this year’s insurance benefits.

You can also use the knowledge that your insurance will roll over to plan ahead for the next year. Start making your family’s yearly dental exam appointments early on to ensure you make the most of your benefits in the years to come.

Schedule your end-of-the-year dental exam by contacting Total Health Dentistry in Cold Spring, KY. The practice is run by Dr. Rachel E. Gold, who has nearly 10 years of experience in the field. The staff at this dental office is happy to work with you to make the most of your insurance benefits and schedule last-minute exams before the year is over. Find out more about the practice online or set your appointment by calling (859) 441-1230.