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Big dinners, bright lights, and festive trees are among some of the most traditional ways to celebrate the holiday season. But while these elements may be enjoyable, they also present a risk of house fires. If you want to keep your family safe and avoid the need for home insurance claims, here are a few essential tips for preventing holiday fires.

4 Ways to Avoid Fire-Related Home Insurance Claims This Holiday Season

1. Water Trees

If you’re using a real tree, keep it adequately watered. Without hydration, Christmas trees will dry up and be more susceptible to catching fire—especially if they are exposed to open flames or hot holiday lights. It’s also smart to place the tree in a secure and open area away from flammable materials—such as curtains.

2. Keep Tabs on Cooking

home insuranceLeaving items unattended on the stove or in the oven can increase the risk of a house fire. If you’re preparing anything with heat, make sure that you continue to supervise the dish until it’s complete. Maintain a clean kitchen to minimize the presence of flammable materials—such as grease.

3. Stay Cautious of Open Flames

When you want a candle’s glow to warm up your winter, stick to using battery-powered lights. Compared to traditional candles, these devices don’t present a fire risk. If you do opt to use real candles, make sure they are placed within a stable holder, remain out-of-reach, and aren’t near flammable objects. Never leave a lit candle unattended. If you have a fireplace, it’s also critical to thoroughly clean it before lighting to avoid creosote-based fires. When the flames are on, use a screen to prevent embers from floating into your home.   

4. Test Alarms

Test all smoke alarms and replace old batteries. If alarms are older than ten years, replace them entirely. When functional, these devices will alert you to the presence of smoke so you can respond appropriately—and potentially prevent a big fire from occurring.  

 

While following these tips can greatly minimize the risk of fire during the holiday season, it’s still critical to stay protected. Kirk Insurance Agency in Spearman, TX, has been serving the Hansford County community for more than 40 years, and have been recognized for delivering personalized service to ensure homeowners get optimal coverage for a competitive rate. To learn more about their extensive home insurance options, visit this agency online. If you’d like a free insurance quote, call a friendly expert at (806) 659-2794.

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