Whether new or building over time, the two main ways to fix a cracked windshield is either a repair or a replacement. Thankfully, cracked windshields are often covered by auto insurance. However, that doesn't mean you don't want to know what you're getting into before you visit a professional. Here's a closer look at how the decision is made. 

How to Determine If You Need a Windshield Repair or Replacement

Size

Usually, repair professionals and auto insurance companies recommend a full replacement for cracks over three inches long while repairs are considered sufficient for those smaller in size. However, windshields are composed of three layers, so the depth of the crack also needs to be considered. For instance, a three-and-a-half inch crack that's restricted to the surface of the outer layer isn’t as impactful to the glass’ integrity as a one-inch gash that penetrates deep into the inside layer. 

Location

Not only does your windshield prevent you from being hit by flying objects and the wind, but it also helps keep the vehicle intact in the event of a rollover. Cracks near the edge of the frame are far more destructive to the sturdiness of the glass than ones in the middle. For that reason, auto insurance providers often prefer replacements when damage occurs around the edge. The same sentiment applies to cracks or chips directly in front of the driver's seat because repairs can impact the clarity of the view. 

Number

Damage impacts the structural integrity of the windshield. When multiple cracks are present, they reduce the strength of the material regardless of their location or size. In such instances, a replacement is necessary to ensure the safety of the vehicle and its occupants. 

Enjoy peace of mind on the road with a dependable auto insurance policy from Hamilton-Martin Insurance Agency Inc. For nearly 20 years, the independent agency has proudly served the needs of drivers across Jefferson County, KY. From auto to home, the insurance agents can help you find a policy that meets your unique coverage needs, including features such as windshield repairs and replacement. Request your quote today by calling (502) 957-6500, or visit them online.