Ridesharing has become incredibly popular in recent years because of its convenience and affordability. As more individuals turn to companies like Uber® and Lyft® for transportation, though, more accidents involving their vehicles will inevitably occur. If you were struck by a rideshare driver while operating your own vehicle or crossing the street on foot, here’s what you should know about the ensuing personal injury proceedings. 

Determining Liability 

Because Nevada is a “fault” state in regard to car insurance, those who cause collisions are financially responsible for the resulting damages. If you were hurt in a rideshare-related accident, though, you may be wondering whether to file your personal injury claim against the entire company or the driver in question. 

Because Uber and Lyft drivers are independent contractors and not employees, the rideshare giants are not liable for their actions. Since personal auto insurance doesn't typically cover wrecks that occur when transporting passengers for a fare, though, both companies provide their motorists with liability coverage. As such, you would seek compensation from a negligent rideshare driver in the same way you would from some other reckless motorist: by filing a third-party claim with their insurer. 

Building a Strong Claim

Just because rideshare drivers are covered by a hefty liability policy doesn't mean those they end up hurting are automatically entitled to compensation. To file a personal injury claim that ultimately yields a payout, you’ll first have to gather sufficient evidence of both liability and losses. This typically starts at the scene of the accident. 

Before leaving the area, for example, you should photograph the wreckage from all angles and obtain the names and phone numbers of any eyewitnesses. Get pertinent insurance details from each motorist who was involved. Finally, write down the names and badge numbers of the responding officers so you can obtain a copy of the official police report as soon as it’s finalized. 

If you were hurt in a rideshare-related accident, turn to Kidwell & Gallagher to start building your personal injury claim. Based in Elko, NV, this firm is proud to advocate for injured, ill, and disabled parties. Their areas of expertise include truck accidents, dog bites, mining accidents, and workers’ compensation benefits. To request a free case review with a compassionate personal injury attorney on their team, call (775) 738-1000. Look up frequently asked questions on their website.