From workers' compensation to using a vehicle for deliveries, your business needs the right type of insurance to protect against unexpected catastrophes. Kramer-Myers & Werring-Dickerson Insurance in Batavia, OH, is committed to finding you the best type of business and commercial insurance at affordable rates.

Need a policy to cover the cars or trucks you use for your company? The professional agents at Kramer-Myers & Werring-Dickerson Insurance know to ask the right types of questions to ensure you have the appropriate auto insurance, such as who will be driving the vehicles, what kind of driving will be done and if employees will drive their personal cars while on company time.

Knowing those answers helps determine which policies offer the most sound coverage: collision, comprehensive, liability insurance plans, and medical payment coverage, which is commonly known as personal injury protection. One important distinction with auto insurance for business use is that the name of the business appears on the policy as the “principal insured” to avoid any confusion should a claim be filed against you.

Business owners also need to ensure that their employees have safe workplace environments. The reality is because accidents will occur, companies in nearly every state are required to have workers' compensation insurance. Kramer-Myers & Werring-Dickerson Insurance offers a number of policies that covers employees who are either injured on the job, in vehicle accidents while doing business, as well as work-related illnesses.

Your business is an important investment and the source of your financial livelihood. Protecting it against accidents, claims and lawsuits ensures you’ll be able to recover should unforeseen situations happen. The team at Kramer-Myers & Werring-Dickerson Insurance is your go-to source for all of your business and commercial insurance needs.

For free quotes, call Kramer-Myers & Werring-Dickerson Insurance at (513) 732-1461. Visit their website to learn about other available polices such as farm insurance, home insurance, life insurance and to seek out information on filing auto insurance claims and receiving home insurance quotes.