Keeping your home warm during the winter months can prove challenging. When temperatures drop exceptionally low, it’s common to turn to alternative heat sources, such as fireplaces and space heaters, to help maintain a cozy living environment. Unfortunately, while these are effective, they can be dangerous if not used correctly. As reported by the National Fire Protection Association, heating equipment is the second leading cause of home fires. This results in a significant amount of property damage and many home insurance claims each year. Below are a few tips for protecting your home and family throughout the colder season.

How to Stay Safe & Warm During Winter

Home Heating Precautions to Remember 

By following a few simple safe heating practices, you can keep your house at a comfortable temperature and avoid a costly home insurance claim. The area around your fireplace or space heater should be clear of any flammable materials, including furniture, carpeting, curtains, bedding, and wood. Your heating equipment should never be left unattended or allowed to run overnight while you’re sleeping. When using a fuel-burning heater, make sure only to burn seasoned wood in the fireplace to reduce creosote buildup. Test your smoke alarms monthly and change the batteries twice a year.

Importance of Chimney Cleaning 

According to the Chimney Safety Institute of America, chimneys should be professionally inspected each year to prevent chimney fires. Whenever a fireplace or wood stove is in use, the chimney serves as a ventilation system that provides an escape route for smoke, toxins, and dangerous fumes. As these substances travel through the flue, they leave behind a combustible residue known as creosote. The more creosote that builds up, the higher the chance of a fire igniting inside the chimney. Having it cleaned will remove the creosote, as well as any debris and animals that may be blocking smoke and fumes from leaving your home. This will help keep your family safe and reduce the risk of a home insurance claim.

Before winter arrives in full force, contact Jenkins & Bevan Insurance for help reviewing your current home insurance policy. They can recommend any coverage options you should add to ensure you’re adequately protected in the event of a disaster. For 35 years, they’ve been entrusted to provide residents across Lorain County, OH, with reliable products at competitive rates. Call (440) 984-6771 to set up an appointment, or visit them online for more information about their services.