These days, almost everyone has a debit card, which makes accessing your bank account easier and more convenient than ever. Unfortunately, they also require careful handling so you’re protected against cyber crimes. While your bank might compensate you for any losses, having your debit card information stolen is stressful and frustrating, so follow the tips below to keep your accounts safe.

How to Protect Your Debit Card

1. Check Bank Statements

Some criminals will try to drain your bank accounts, while others might make relatively small purchases that could go unnoticed. Every month, review your bank statements carefully, compare the list to your receipts, and report any unauthorized purchases to your bank immediately.

2. Keep Your Pin Secure

Your PIN (Personal Identification Number) is almost as valuable as your debit card itself, so never give it to anyone. You should also avoid entering your PIN at gas pumps, where criminals often install card readers to steal valuable information. Instead, always run your card as credit, which usually offers more protection.

3. Never Use Your Debit Card on Public WiFi

Any information you transmit on public WiFi can be accessed by cyber criminals, so be extremely careful about using these networks. To protect yourself, avoid using WiFi in airports, coffee shops, or libraries for banking or shopping.

4. Only Use Secure Websites

Before using your credit or debit card online, check to ensure the connection is secure. Experts recommend only using your card on sites with a URL starting with https:// and that display a lock symbol in the address bar.

As the only local bank serving Arkansas’s River Valley, First State Bank combines personal, hometown attention with the range of services you’d expect at a national financial institution. With this bank, you can enjoy the convenience of debit cards, digital tellers, and fast, secure online banking platforms. Visit their website for more on their checking accounts and other services, get more advice and tips on Twitter, or call (479) 498-2400 to reach their office in Russellville.