Post-traumatic stress disorder (PTSD) is a condition of long-lasting anxiety and depression arising after a shocking event. Experiencing physical or sexual abuse, combat, a natural disaster, or a catastrophic accident can trigger the disorder. When seeking disability benefits for PTSD, you should know how Social Security applies its rules. 

PTSD & the Ability to Maintain Employment

Level of Gainful Activity

The Social Security Administration (SSA) limits the amount of substantial gainful activity (SGA) you can perform and still be eligible for disability benefits. If you are not blind, the highest amount you can earn in 2020 is $1,260 per month. Legally blind individuals can earn up to $2,110 monthly. If you’re claiming benefits for PTSD but have earnings exceeding SGA limits, SSA will deny your claim on a technical basis. 

Two Ways to Prove Disability

One way of establishing disability due to PTSD is meeting the SSA disability listing 12.15 for trauma- and stressor-related disorders. The second way is demonstrating that your condition is so severe it stops you from performing full-time work. The inability to work full time on a sustained basis qualifies you for a medical-vocational allowance. Your medical records need to include evidence of impairment with symptoms that cause marked or extreme limitations in function.

Effects of Symptoms & Work History

Factors affecting your impairment and ability to work include the length of time you have experienced PTSD, ongoing medical and mental health treatment, and limitations in performing activities of daily living, such as eating and bathing.

SSA evaluates whether you can perform your past job or other work you haven’t done before but may be able to do. Your age, education, transferable skills, and ability to adapt to new situations influence whether you receive an award of Social Security disability benefits for PTSD.

When applying for Social Security disability benefits based on PTSD, seek help from the skilled team at Disability Claim Consultants of Omaha, NE. These experienced disability representatives guide Nebraska and western Iowa residents through the difficult and complicated benefits process, enabling them to receive the support they deserve. To learn more about their team, visit their website, or call (402) 422-1000 to schedule an appointment for filing or appealing a Social Security claim.