Hail can do extensive damage to a vehicle's exterior, but your insurance carrier refusing to approve your claim can add to the stress of auto hail damage. To have the best chance of a successful outcome with your insurer, try to avoid the common mistakes drivers make when it comes to filing a hail-related claim. Below, a few of these errors are discussed in more detail.

What Mistakes Should You Avoid When Filing Auto Hail Damage Claims?

1. Waiting to Report

Don't wait to report the damage to your insurance company. The longer a claimant waits to file, the more suspect the claim looks from the perspective of the insurer — if the issue was serious, they might wonder why you waited so long to report it. 

As soon as you spot damage, call the insurance company. Be ready to answer some questions, such as where and when the damage was incurred and how severe it is.

2. Neglecting to Accurately Document the Damage

Be as detailed as possible when discussing the damage with your insurer and when filling out the required paperwork. You want to bring a strong claim that isn’t called into question by the insurance company.

Back up your claim submission with as much irrefutable evidence as possible. In addition to an exhaustive account of the damage, submit any repair estimates or photos that you have that document the damage.

3. Not Meeting With the Adjuster

If your insurer requires you to meet with an adjuster, be sure to honor this request and meet them at the appointed time. Be present when the adjuster arrives, and take the opportunity not only to show them the vehicle, but also to tell them firsthand what happened. The adjuster will assess the damage, ask you questions, and submit a report as part of the claims process.

When you need auto hail damage repair in the Brighton, CO, area, trust Hail Repair Pro Colorado. Since 2005, they have been providing area clients with hail damage repair and dent removal services. They offer free onsite inspections in the area, free estimates, and free pickup and delivery. Call (720) 818-6300 or visit them online to schedule an estimate today.