When you purchase a home for the first time, one of the first steps you should take is to look into insurance options. Having the right policy is crucial when it comes to protecting your property and ensuring your personal comfort. Below, learn more about why you should purchase homeowner’s insurance. 

4 Reasons to Get Homeowner’s Insurance 

1. Damage Protection 

In the event of severe storms or house fires, the structure of your property may incur potentially serious damages. Homeowner’s insurance will cover the cost of repairs and restoration services. Your policy will also protect you in the event that your home is not repairable in the wake of a disaster. 

2. Theft Coverage 

If burglars ever breach your property and take your belongings, your homeowner’s insurance company will help you replace them. Estimate the total value of your furniture, electronics, jewelry, and other items, then choose a policy that offers coverage up to that amount. 

3. Liability 

Falls, burns, and other accidents may occasionally occur on your property, and homeowner’s insurance will prevent you from accepting liability. You won’t have to worry about paying medical bills or lawsuit settlements to those who become injured while at your home. 

4. Temporary Housing 

If your property becomes seriously damaged and you cannot inhabit it until repairs are complete, your homeowner’s insurance company will pay for you to stay elsewhere. In addition to the hotel or temporary housing fees, your policy may cover the cost of food, laundry services, and storage. 

Enjoy the peace of mind of knowing your property is protected by choosing homeowner’s insurance from Primerica. They offer flexible home, automobile, and life insurance solutions to clients in Atlanta, GA. Call (404) 374-1010 to get started on building a customized plan, and visit them online to learn more about their financial planning and investment services.