Part of being a responsible business owner is having workers compensation insurance in place to protect both the company and your employees. However, even with the proper policy, it can be difficult to know which steps to take when a workplace injury occurs. Here are some guidelines that can help. 

What Should I Do When My Employee Gets Hurt at Work?

1. Seeking Medical Attention

While dealing with a work injury also involves practical matters, the biggest consideration is the health and well-being of your staff. Serious injuries require immediate medical attention, so make sure you contact emergency services right away. Less serious injuries should still be evaluated by a medical professional as soon as possible. 

2. Giving Injury Claim Forms

Once medical attention has been sought, the next step is to file the injury report. You’ll also need to file a claim with the company that provides your workers compensation insurance. Take notes about the incident, including statements from any witnesses, to help you when filing as well. 

3. Communicating With the Injured Worker 

Staying aware of new developments will help you take the proper actions later. Make sure the worker, their doctor, and the insurance company all have your contact information to provide updates. The faster you act, the less stressful the process will be. 

4. Preventing Future Situations 

The best business owners are always learning. If the incident could have been prevented, look for ways to keep workers safe in the future. This may entail scheduling extra training sessions on safe practices, providing the appropriate protective gear, or making sure equipment is properly maintained. Also, make it easy to report potential issues to management so they can be rectified. 

Choosing the right insurance company to provide workers compensation coverage is the best place to start. In Texarkana, TX, Barry Insurance offers the benefit of more than 57 years of experience. They provide many insurance products that are essential for small business owners, including general liability, commercial auto, and umbrella policies to expand your coverage limits. Call (903) 831-3493 today to get started on your free quote or visit the website to learn more about their commercial coverage options.