Traffic tickets usually come with fines and a spike in your auto insurance premiums, which is bad enough. However, you may also get points against your license, which drives your coverage costs up further and can result in suspended driving privileges. If you’ve gotten a traffic ticket in Ohio, understanding the points system will help minimize the costs and impact on your life.

A Guide to the Ohio License Points System

What are driver’s license points?

When you receive a citation for a traffic violation, the Ohio Bureau of Motor Vehicles will add points to your license. If you accrue more than 12 points in two years, the state will suspend your driver’s license.

How many points is each ticket worth?

Points penalties vary widely, depending on the offense and the circumstances surrounding the ticket. Driving under the influence is one of the most severe violations, earning a maximum of six points. The outcome of running a stop sign a two-point penalty, while reckless driving may result in four points against your license. Speeding typically leads to two points, unless you are more than 30mph over the limit, which results in four.

Can points be removed from my license?

Ohio allows drivers to take a driver safety course, after which two points will come off your license. If you don’t receive any more traffic violations for two years, the Bureau of Motor Vehicles will also remove points from your license.

Do my points affect my auto insurance rates?

Auto insurance companies base their premiums on the risk that you’ll cause an accident, making traffic tickets result in higher rates. If you face a license suspension because of excessive points, you will have difficulty getting coverage from many insurers.

No matter what your driving record is like, 1st Choice Insurance in Fairfield, OH, is dedicated to ensuring you get the coverage you need at the best rates possible. They specialize in finding auto insurance for high-risk drivers, even those who have trouble getting coverage from other carriers. Visit their website for more information about their services, or call (513) 860-0666 to request a free quote today. Follow their Facebook for updates and tips.