To keep your car insurance rates reasonable by avoiding accidents, you should be mindful of driving safely in inclement weather. If you don't consider the conditions that rainy weather causes, you could lose control of your automobile and find yourself in an unfortunate situation. Here are three simple strategies to help.

Safety Tips for Driving in the Rain

1. Make Sure Vehicle Is Properly Equipped

Learning to drive in the rain begins with a car that’s up to the task. First, make sure all the exterior lights on your vehicle are in working order. When visibility is limited during a rainstorm, your car's lights become more important because they allow other drivers to see you.

Secondly, have your tires inspected. Balding tires are more prone to hydroplaning in the rain, so make sure you don't need a new set. Make sure your automobile's defroster system is working properly as well. Your car's windows may fog when it's raining, and your best defense against this is the defroster button. Additionally, it's wise to buy wipes or a spray that claims to prevent fog and condensation on your car's windows.

If anything with your car isn't working properly, look to see if your car insurance policy covers it. For example, insurance will usually cover a cracked windshield that could impair your vision in the rain.

2. Slow Down

It's recommended that you drive at least five to 10 miles per hour slower when it's raining. If there’s a heavy downpour, you should slow down even more.

When the roads are wet, it takes longer for your vehicle to stop. With that in mind, you should keep extra distance between you and the car in front of you. Don't make any sharp turns or slam on the brakes.

3. Use Your Headlights

One of the easiest and most effective things you can do to improve your driving in the rain is to keep your headlights on no matter what time of day it is. Your headlights will help you see obstacles you may otherwise miss. Just as importantly, the illumination will help other vehicles notice you on the road even if the rain is coming down hard.

If you’re shopping for car insurance, turn to the experts at Lafever Insurance Agency in Cookeville, TN. No one is refused, no matter your driving record. With over 30 years of experience, this independent agency provides affordable, reliable insurance to meet the needs of clients throughout Putnam County. Call (931) 526-3377 to get a free quote today.