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Every year, more than 1.2 million vehicle collisions in the US are weather-related. A significant number are caused by snow, sleet, and ice — in fact, these factors were linked to 11% of vehicle crashes recorded between 2007 and 2016. As you prepare for Connecticut’s heavy winter weather, here are a few common hazards you should stay aware of to reduce your risk of injury and having to file a car insurance claim.

Winter Hazards You Should Be Aware Of

Speeding

Driving on snow and ice will make you take longer to accelerate and come to a complete stop. Not accommodating for these changes can increase your risk of having a rear-end collision with another vehicle.

car insuranceTo avoid accidents, reduce your speed by half of the posted limit when you’re traveling on wintry roads. Since other cars will drive more slowly as well, you should also increase your following distance to at least eight seconds (the time it should take for you to reach the car in front of you). This extra space will give you more time to react if the vehicle ahead stops suddenly.

Slick Pavement

Even if the roads have been plowed or salted, there’s always the risk that your car may hit a slick patch of snow or black ice. When this happens, your car could lose control and get in an accident by moving through an intersection, running off the road, or spinning out.

In addition to driving slowly, you can take further steps to avoid this by using seasonal tires, which are better at gripping slick surfaces. Keeping your tires inflated is another important winter auto maintenance practice that will help improve your braking power.

If you do lose control, braking suddenly or steering to one side could worsen the situation. Instead, pump the brakes so you can maintain as much grip as possible until you come to a complete stop. Hold the steering wheel straight and steady to reduce the risk of drifting.  

Poor Visibility

Heavy snow can greatly impede your ability to see vehicles, pedestrians, animals, and other obstacles on the road. Turning your headlights on, even during the day, will increase visibility. However, avoid using high beams in wintry conditions, as it will produce more glare.

Your windshield wipers should also be in good condition so you can clear away precipitation that may impact your visibility.

 

 

Even if you’re a perfect winter driver, it’s critical to be prepared for accidents. That’s why Action Auto Insurance Agency offers comprehensive coverage options from top car insurance providers throughout the nation. Serving clients in the New London, CT, area, these friendly and experienced agents will make sure your car insurance is designed to protect against relevant risks — all while keeping your premiums affordable.  To learn more about their custom solutions or request a car insurance quote, visit this broker online or call (860) 444-7224.

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