Whether you're planning a trip across the state or a globetrotting journey to the other side of the world, having access to your money will ensure a certain level of ease and safety when traveling. As part of your preparations, be sure to consider the extra security precautions your bank might have in place for account holders who are on the road. For help in planning, below are three money safety tips for travelers.

A Traveler's Guide to Banking

1. Tell Your Bank Where You're Going

For international travel, always alert your bank beforehand and tell them where you're going. Many financial institutions will red-flag overseas transactions as suspicious, which could freeze up your debit or ATM card and make it impossible to pay for goods and get money on demand. The bank and credit card companies will want to know what countries you'll be traveling to and the dates you'll be gone as well.

2. Don't Log in to Online Banking With Free Public Wi-Fi

Free public wi-fi is undoubtedly convenient, but it isn't always the most secure connection. During your travels, aim only to utilize secure networks when logging into the accounts. If at all possible, try to use a broadband connection when doing all financial business, even just a quick check-in to look at account balances.

3. Take a Backup Card

A backup credit card or other form of payment can provide valuable peace of mind for travelers. Store the emergency card somewhere secure, such as your hotel safe or tucked in a travel money belt, and only use it if it becomes necessary.  

When you need dependable financial services, either when you're at home in the Russell, KY, area, or during a vacation, trust First & Peoples Bank and Trust Company. Since 1932, they have been serving customers throughout the Greenup County, KY, region. They offer checking and savings accounts, loans, financial planning services, online banking options, and much more. Call (606) 836-0211 or visit them online to explore their full list of services.