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Winter comes with extreme drops in temperature, frequent snowfalls, high winds, and ice accumulation. Your home should be prepared for these challenges so it can keep your family safe and warm all season long. Home insurance provides peace of mind in the event of a wintertime emergency, but the preventative steps described below can offer added levels of comfort.

Do:

Get a roof inspection.

A professional inspection will ensure your roof is strong and sturdy and can withstand the brunt of winter weather. This process includes a comprehensive evaluation of the interior and exterior of the roof: the shingles, ventilation system, flashing, chimney, insulation, and any leaks or mold growth. By becoming aware of issues early, you save yourself both money and inconvenience.

Reverse the direction of ceiling fans.

If you have ceiling fans, find the switch that reverses the direction of the blades. This way, when you use the furnace this winter, you can turn on the ceiling fans to help push warm air from the ceiling down into the room. Not only will this make your living spaces more comfortable, but it is more energy-efficient as well.

Don't:

Turn off the heat—or the faucets.

home insuranceTo prevent pipes from freezing, keep the heat running consistently throughout the winter. On warmer days or days when you're not at home, set the thermostat to a lower temperature but still keep the unit switched on. Also, allow your faucets to drip occasionally; the flow of water will keep pipes from freezing.

Throw out receipts.

If you have any repairs performed to prepare your house for winter, keep all receipts. If you do need to make use of your home insurance policy, this documentation will support your claim and verify the need for the repair.

 

No matter what steps you take, your house can still experience an unforeseen mishap come wintertime. Therefore, take steps to ensure you have proper coverage. Accredited Insurance Group, Inc. has been providing home insurance solutions to the Greater Omaha, NE, area since 1987. They also offer renters, auto, recreational vehicle, and commercial insurance, as well as umbrella policies. Call (402) 334-1780 or visit them online to request an insurance quote.

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