Share:

When you suffer an injury at work, having the proper workers’ compensation coverage can make all the difference in ensuring that medical expenses and other additional costs are covered. However, not all workers understand how this insurance policy protects them. Below is a closer look at why workers’ compensation is vital in the workplace. 

What Is Workers’ Compensation?

Workers’ compensation is a type of insurance policy that employers are required to carry under state law if they have non-owner employees. This insurance policy is designed to provide coverage for any injuries workers experience due to an accident that takes place at their place of employment or while participating in off-site work activities.

These policies cover medical expenses while also providing reimbursement for lost wages and disability. The cost or level of insurance coverage for the business will typically depend on its industry and the level of perceived risk involved in the work. A construction company may have an extremely different insurance policy than a hair salon or a bank. 

How Can It Benefit You?

workers' compensation If you get injured at work, having access to a workers’ compensation policy will provide much-needed peace of mind. You won’t have to worry about paying for medical bills yourself. As long as you report the injury to your employer in a timely manner, you should receive sufficient coverage for your needs. Even repetitive stress injuries can be covered under this insurance.

Unfortunately, insurance companies and employers are not always willing to provide all the benefits you qualify for. In such situations, working with a lawyer can help you receive the full amount of coverage that you are owed by seeking all of the penalties and benefits. 

 

If you need help obtaining everything you are owed in a workers’ compensation case, contact Stow Garvin & Glenn in Gainesville, GA. Their caring legal team brings decades of experience focused on workers’ compensation and other personal injury matters to help you better navigate your case. To learn more about their practice areas or to request a free consultation, visit them online or call (770) 534-5265.

tracking