With the holidays approaching, travel plans, twinkle lights, and winter storms increase the potential for burglaries, house fires, and roofing damage. Thankfully, you can reduce the chances of having to file a home insurance claim this holiday season by following a few simple tips.
How to Protect Your Home Over the Holidays
1. Be Careful What You Post on Social Media
If you’ll be doing any traveling over the holidays, avoid posting about it on social media until after you return home. Otherwise, potential thieves will know when your home is unoccupied. Even if your profiles have the strictest privacy settings, it can be difficult to contain something once it’s published online. An overlooked third-party connection may be all it takes to leave your home a sitting duck.
2. Hang Lights With Care
When hanging twinkle lights, follow all manufacturer guidelines. For example, never hang indoor lights outside, and make sure to inspect every strand for frayed wiring. Additionally, unplug the lights before heading to bed or going out for the evening, and always keep a fire extinguisher handy in case something ignites.
3. Inspect the Roof
If your roof has any existing damage, it will only get worse with snowfall. This accumulation can cause serious leaks that home insurance may or may not cover. As such, you should inspect the roof at the start of the season. Addressing any minor issues now will prevent major headaches later.
In addition to following the above tips, it’s wise to review your home insurance coverage before the holidays start. If your policy is no longer adequate, turn to Consolidated Agency in Rochester, NY. Serving individuals and businesses throughout Monroe County, this local agency works with multiple carriers to help clients find the most affordable coverage possible. Since 1988, they’ve been offering a broad range of products from trusted providers. To request a quote for home insurance, reach out on their website or call (585) 467-4110.