1st Choice Insurance, a leading insurance broker in Fairfield, OH, is a family-owned company that specializes in providing high-risk car insurance for young or suspended drivers. Their brokers will sit down and help you figure out the best level of coverage for your needs at cheap car insurance rates that you can afford. 

Buying a car for the first time creates an endless quantity of decisions: Standard or automatic transmission? Convertible or hard top? Safety or speed? Perhaps the biggest decision you will make involves car insurance. Since new drivers aren't as experienced on the road, they much more likely to end up in an accident than more experienced drivers. This is why most insurance companies charge higher premiums for young or new drivers.

In order to figure out the lowest premiums that will keep you and your car protected on the road, consider these three major things about first-time car insurance:

1. Safety Features: Load up on safety features before purchasing your car for big discounts on your premiums. Features such as airbags, anti-lock brakes, and anti-theft devices often translate to big savings.
2. Know Your Terms: Liability insurance covers the costs for damage and medical treatment if you cause an accident, up to the amount listed on your policy. Personal injury protection covers you and your passengers, regardless of who caused the accident.
3. Consider The Extras: Roadside assistance and rental coverage, which will pay the cost of a rental car while your car is in the shop on a claim, can save you hundreds of dollars after minor fender benders and repairs.

Don't wait until you're in an accident to find out the limits of your policy. To set an appointment and secure free car insurance quotes, call 1st Choice Insurance at (513) 860-0666 today.