Homeowners in Texas are no strangers to the damage caused by high winds and hurricanes. Rather than waiting for something unfortunate to happen, it’s wise to take preventative measures to secure your home—including having the correct insurance to compensate you financially for any damages. The guide below offers advice for being prepared.

When High Speeds Cause Damage

While higher wind speeds can cause severe damage, even seemingly minor winds lead to issues for homeowners:

• 25-31 mph: If you ever watched a person struggle with their out-turned umbrella during a storm, it’s likely that winds were at least 25 mph.
• 32-48 mph: By 32 mph, trees will move from top to bottom. Walking will also become challenging when heading directly into the wind. Loose shingles may also be whisked off your roof.
• 39-46 mph: At this speed, weaker tree limbs and branches may be broken, while tall vehicles have a risk of being turned over. 
• 47 mph and higher: Structural damage is likely to occur at this point, with damage becoming more severe the higher the winds. 

How to Protect Your Home From High Winds

Covering your doors and windows will help prevent them from being broken by volatile gusts of wind and debris. Storage sheds and gazebos should be secured to the ground to prevent them from being blown around. Not only will this cause damage, but it can also seriously injure a person. Speak with a contractor about securing roofing shingles and siding. 

However, even with the above safeguards, some types of wind damage can’t be avoided. Windstorm insurance is a must in this case, especially when you live in an area prone to hurricane damage. Without the proper coverage in place, repairs or replacement of home fixtures may not be covered by a conventional home insurance policy. 

Finding the right coverage doesn’t have to be a stressful experience. The skilled agents at Michael E. Glick Insurance in Boerne, TX, offer policies backed by the Texas Windstorm Insurance Association, which covers losses associated with high winds or hail damage. They can also help Hill Country residents and businesses find many other essential products, including earthquake coverage, flood insurance, and policies suited to farms and ranches. Arrange a no-charge insurance review by calling (830) 816-9488. Learn more about windstorm coverage online.