If you sustain unanticipated injuries, it’s reasonable to assume your health insurance provider will cover the cost of medical care. And, if you incurred property damage in the process—perhaps you were involved in a car accident, for example—your auto insurer might cover the necessary repairs. Depending on the circumstances, such losses won't be the only damages you incur. Thankfully, a personal injury lawyer can help you seek all the funds necessary. Here are just a few signs that you could benefit from discussing your case with a seasoned attorney.

When to Call a Personal Injury Lawyer

1. When You’re Forced to Miss Work

If you have to miss a considerable amount of work while recovering—or the injuries are so severe that you'll be unable to return to work at all—a personal injury lawyer will help you seek compensation for lost income, lost benefits, and loss of future earnings. Since such damages can make up a significant portion of the final payout, insurers are inclined to challenge the figures that victims propose to devalue their claims. With the help of an attorney, though, you can compile statements from industry experts and economists to support your claim.

2. When You’re Unsure What Happened

If it’s unclear who’s responsible for your injuries, a personal injury attorney will use all the resources at the firm’s disposal to conduct a thorough investigation. As long as this investigation yields sufficient evidence of both liability and losses, you can seek compensation for all associated damages. And, if the opposing party proves uncooperative even after reviewing irrefutable evidence of fault, your lawyer can help you file a formal lawsuit.

3. When You’re Facing a Dispute

If the opposing party claims you're to blame for the incident, call an attorney. A lawyer will help you determine the best way to challenge such claims. Otherwise, your final payout could be reduced considerably—or you could be barred from recovering anything. Under Tennessee’s modified comparative fault law, a plaintiff’s compensation must be reduced by his or her percentage of fault. When plaintiffs are deemed at least 50% liable, they’re not entitled to any payout.

If you’re looking for a reputable personal injury lawyer in Cumberland County, TN, turn to Looney, Looney & Chadwick, PLLC. Practicing out of Crossville, this firm was founded in 1937 and has been providing unparalleled service and invaluable counsel ever since. A full-service practice, they can represent clients in state and federal courts. To learn more about their wide range of expertise, visit their website. To request a consultation, call (931) 484-7569.