If your car is totaled in a car accident, you will be facing the significant expense of having to replace or repair it. If another person's negligence is to blame for the accident, however, their insurance could potentially cover it. An attorney can help you take action to get the required compensation from their insurer. Follow the below steps to guide you through this difficult situation.

What to Do After a Serious Car Accident

1. Call the Police

Immediately after the accident, call the police. They will create a formal statement that may be needed for future legal proceedings. Emergency services will also ensure that the scene is secure and that you and others involved receive medical attention if needed.

2. Notify the Insurer

The next call you should make is to the insurance adjuster. Exchange insurance details with the other driver involved, and make sure a claim is filed with their provider. The sooner the claims process is started, the quicker you will get the money you need.

3. Visit an Auto Body Shop

You will need a professional who the insurance company has worked with before to provide a formal estimate of how much it would cost to repair your car. If the cost of repairs is 70% or more of the vehicle's total value, it will likely be considered a "total loss" in the eyes of the insurer.

4. Cooperate With the Insurance Adjuster

You will have to communicate with the other person's insurer as they will send a claims adjustor to examine your case. They will also want to examine the vehicle and any photo evidence that was taken. 

5. Consult an Attorney

Insurance companies ultimately want to protect the bottom line. If you feel your claim is lagging or the insurer doesn't agree that your car is totaled, consult an attorney. They can help you sue in civil court for the damages you are due.

If you need a personal injury lawyer in Waterbury, CT, consider The Law Office of Gregory G. St. John, LLC. This law firm offers personalized service, putting you in direct contact with an attorney from day one, and providing clear communication throughout your case. In business since 2000, they have built a reputation for knowledgeable and effective service. Whether you need a defense attorney or a personal injury lawyer, they can help. Contact them via their website or call (203) 759-0240 to schedule your meeting with an attorney now.