Distracted driving is a prevalent problem across the country. Despite various laws and warnings against it, motorists are often seen multitasking behind the wheel. Unfortunately, this puts the lives of many people at risk every day and is a contributing factor in a large number of auto insurance claims. As such, take a minute to remember the importance of staying focused on the road. The following guide provides some helpful insight into protecting yourself and your passengers from the effects of distracted driving habits.

Understanding the Consequences of Unfocused Driving

What Is Distracted Driving? 

Any activity that diverts your attention away from the road can be considered a distraction. There are three main categories that these behaviors fall into—manual, visual, and cognitive.

Manual distractions take place when your hands come off the wheel. Examples are eating, changing the radio station, or searching for something in the car. Visual distractions take your eyes off the road—such as when you are texting, reading billboards, or looking at a GPS.

Cognitive distractions occupy your mind. Talking with other passengers or just letting your mind wander are a couple of examples.

Dangers of Distracted Driving 

According to the Centers for Disease Control and Prevention, more than 1,000 people are injured and an estimated nine fatalities occur every day in the U.S. due to distracted driving. They also report that taking your eyes off the road for just five seconds is long enough to travel the length of a football field. No matter what the distraction is, it can have severe consequences, such as fines, jail time, license suspension, and increased auto insurance rates. 

How to Avoid It

There are several steps you can take to avoid common driving distractions. Put your phone aside so that you aren’t tempted to text or answer phone calls. Adjust your radio, GPS, and mirrors before setting out on the road. Give yourself enough time to eat and finish grooming before getting in the car. Keep engagement with passengers to a minimum and make sure children are securely strapped in their seats.

Regardless of how safe a driver you usually are, it only takes a few seconds of distraction for an accident to happen. Make sure you’re adequately protected under such circumstances by discussing your auto insurance options with the professionals at Barry Insurance. For more than 55 years, they’ve provided Texarkana, TX, residents with quality products at competitive rates. Call (903) 831-3493 to request a free quote. Visit them online for more information on their services.