When you've been injured at work, workers' compensation is supposed to be there to help compensate you for missed wages and medical expenses. However, insurers often deny many legitimate claims, forcing injured workers to wait even longer for financial relief. Snyder & Gast, LLC, Cincinnati workers' comp lawyers with over 25 years' experience, list a few of the most common reasons claims are rejected and how you can avoid them.

Why might an insurance company deny your workers' comp claim?

• No Witnesses: It's always best if someone saw the incident, but many times there just isn't anyone around. The best thing you can do in these circumstances is to inform your employer immediately and avoid changing the story when you tell other people how you got hurt.
• Delayed Reporting: Even if you don't think you've suffered a serious injury, always report workplace accidents immediately. In fact, most states require workers to report all injuries in a very short amount of time, usually within a week.
• Discrepancies: If your accident report conflicts with your medical records, the insurer will likely question the validity of your claim. Be consistent in your reports and remember that the insurer will likely have access to your medical records.
• Refused Medical Authorizations & Statements: In many workers' comp cases, providing a recorded statement will not help you, but the insurer can use your refusal as a grounds to deny your claim. If the insurer request a statement, it's best to contact a workers' comp attorney immediately. To ensure that your rights are protected, trust Snyder & Gast, LLC to determine the best course of action for your case.

If you've been injured while performing your professional duties, call Snyder & Gast, LLC at (513) 281-1544 before filing a claim. Their workers' compensation lawyers offer free consultations and the expert legal counsel you need to be fully compensated for your injuries.