If you’ve been injured in an accident caused by someone else’s negligence, you may be unsure of your rights or how to begin pursuing justice. Common misconceptions about personal injury law can make the process even harder, often causing victims to make serious mistakes that can jeopardize their right to compensation. Below are some of the most prevalent myths about personal injury law and what you should really know.

4 Common Misunderstandings About Personal Injury Suits

1. Hiring an Attorney Is Expensive

In an effort to save money, many victims try to handle their claims themselves without even speaking to a lawyer. However, most personal injury attorneys only get paid when your case is won, giving you the benefit of their expertise without any up-front costs.

2. Your Health Insurance Will Cover the Costs

Your health insurance policy might cover some of your hospital bills, but your copays and coinsurance may still total thousands of dollars. A personal injury claim allows you to collect compensation for these costs, along with your lost wages, pain and suffering, and trauma.

3. You Have Plenty of Time to File

Each state has strict windows during which a personal injury claim must be filed, after which you may lose your right to compensation entirely. In Connecticut, accident victims only have two years to take legal action, starting from the day of the accident or the day your injuries were discovered.

4. You Should Accept the Insurance Company’s Offer

Insurance adjusters often contact accident victims with a settlement offer soon after the accident. While accepting the money may seem like the easiest approach, their initial offer likely won’t even be enough to cover your medical expenses. The best approach is to let your attorney negotiate with the insurer while you focus on your recovery.

If you’ve been hurt by someone else’s negligence, let the Law Office Of T J Morelli-Wolfe PC fight for your rights. Based in Norwich, CT, and with over 25 years of experience serving accident victims throughout eastern Connecticut, you can rely on this proven attorney to provide the aggressive representation you deserve. Visit him online for more on his personal injury services, or call (860) 859-9899 to schedule your free initial consultation today.