After getting their driver's license, your teen may be ready to hit the road. However, they'll need to get their vehicle insured before they can start. For a new driver, auto insurance can be especially costly, but there are ways to minimize how much you'll pay to keep their vehicle insured. These tips can help you get a more affordable rate for your teen.

How to Save Money on Your Teen’s Auto Insurance

1. Look for Discounts

Encouraging your teen to do well in school may help you save on their auto insurance. Some companies offer discounts on insurance for students who maintain a good grade point average. Keeping grades at a B level, or a 3.0 GPA, can earn your teenager a five to 10% discount on their monthly premiums.

2. Enroll in a Safety Course

Taking a course offered by your teen's high school, or another accredited course, can also earn a discount. Additionally, learning more about driver safety will help keep your child from driving recklessly, potentially preventing an accident that can raise your insurance. Not all driver's education courses lead to discounts, so talk to your insurance company before selecting one.

3. Buy a Safe Car 

Many insurers offer discounts for vehicle safety features, so look for one that's known for being safe. Fortunately, many used cars on the market come with these features, so you don't have to buy a brand new vehicle to take advantage of these discounts.

4. Install a Tracking Device

Another program that your insurance agency may offer involves equipping your teen's car with a tracking device to earn discounts. The device will track driving habits, such as acceleration rates, braking practices, speed, and daily mileage, to determine how safely they drive. After the tracking period is over, your teen may be able to earn a 25 to 50% safe driver discount.

When you get new auto insurance for your teen, you need to work with an agency you can trust. Chanler Agency, Inc. Insurance is a family-owned business in Geneseo and Livonia, NY, that relies on establishing long-lasting relationships with its clients throughout the Finger Lake region. They’ll help you customize an insurance policy that best fits your situation, so you’ll only pay for the products you need. To request a quote, visit their website or call (585) 243-5520.