Accidents can happen at any job. For instance, if you work in construction, you might experience a sudden injury due to a fall, or if you work at a desk, you could develop a long-term injury like carpal tunnel syndrome over time. Either way, workers’ compensation is designed to provide you with damages, and an injury lawyer can help you get the money you deserve. Find out what you need to know with the following frequently asked questions.

4 FAQ About Workers’ Compensation

What is workers’ compensation? 

Workers’ compensation is a type of insurance that employers take out in case one of their employees is hurt on the job. This is a legal obligation, though there are rare exceptions. For instance, New York exempts corporations in which one or two individuals own all stock and have no employees.

What types of damages are possible?

Compensation can include medical expenses as well as lost wages due to time off work. If your injuries leave you unable to return to your former job, resulting in decreased or no income, you can also get compensation for lost future wages.

What should I do if I get hurt on the job?

File a report with your employer. If you don’t, the insurance company will question whether your ailments were incurred on the job. Note that injuries don't have to occur on the premises of your employment. For instance, if you are in sales and experience a car injury as you drive to a meeting, you were still fulfilling a professional duty at the time and should be covered.

If I’ve been offered a settlement, should I take it?

Insurers may try to get you to settle for less than your claim is worth by rushing you to sign a settlement. Always have an injury lawyer review your case first. For instance, you may not want to sign if your doctor hasn’t cleared you to work again due to your injuries. Signing settlement paperwork too soon may mean getting less than you are due.

For an injury lawyer that will aggressively pursue your workers’ compensation case, trust The Finkelstein Law Firm, PLLC, of Goshen, NY. Their accident attorneys have been helping clients get the justice they deserve for over 20 years. They will take the time to review your case in detail and provide honest guidance. Visit their website for an overview of their practice areas. For an appointment with an injury lawyer, call (845) 294-9003.