In 2018, there were 387,000 residential fires in the U.S. While a quality homeowners insurance policy will help combat the financial burden of a fire, there are still precautions you should take to reduce the risk of such an incident. To help you protect your loved ones and belongings, here are a few ways to make your home more fire-safe. 

How to Improve Your Home's Fire Safety

1. Install Smoke Detectors

Smoke detectors provide life-saving warnings, so it's important that you include them in your home. Every bedroom and floor of the house needs its own device, along with additional units in hallways and kitchens.

Test the detectors every six months and change the batteries annually. Additionally, make sure that every family member understands what to do if they hear the alarm. This may include helping younger siblings out of bed or calling 911.

2. Schedule Annual Heating Inspections

Fire-related homeowners insurance claims occur for many reasons, but heating systems account for over 52,000 blazes each year. As a result, it's vital to have annual maintenance performed on your heaters.

Schedule HVAC, fireplace, and chimney inspections before the temperatures drop to ensure all repairs are made before you use them every day.

3. Use Power Strips Wisely

In this digital age, people have so many electronics that they often rely heavily on extension cords and power strips. While these items are useful, they also pose a risk of fire when used incorrectly.

To prevent sparks and overheating, never cover these up with rugs or furniture. Check the cables regularly for frayed wiring, which could result in an electrical fire. Power strips are also not meant as permanent solutions, so if you use yours consistently, consider installing more outlets in your home instead.

A quality homeowners insurance policy will help you protect your family in case of a fire. For one that suits all of your needs, turn to Pella Mutual Insurance Company. Since 1876, this insurance company has proudly served residents across Northeast Wisconsin, including Shawano and Waupaca counties. Learn more about their coverage options online, and find your local agent today by calling (715) 754-5039.