Boat owners everywhere took advantage of the summer weather to enjoy exciting and relaxing days on the water. As fall’s cooler temperatures emerge, some will want to keep the fun going. Besides knowing what’s covered under your boat insurance policy, preparing your vessel for the autumn weather ensures it will continue to provide hours of bliss. Here are several safety tips to consider.

4 Boat Safety Tips for the Fall

1. Double-Check Systems

On November 3, daylight savings time will move clocks back one hour. That means less sunshine and chillier evening weather. Boat insurance providers advise checking your boat’s navigational lights are in good condition. Stock up on batteries, waterproof flashlights, and emergency flares for safe illumination. Then, check all fuel and fluid levels and engine belts as well as the bilge for any water leaks.

2. Bring Communications Equipment

If an emergency occurs on your boat at night, you’ll want to ensure first responders can reach you. Always bring a digital selecting calling handheld radio, which sends distress signals to the U.S. Coast Guard. It’s also helpful to have either an emergency position-indicating radio or personal locator beacon if you plan to take your boat far away from the shore. Both devices are designed to locate you by satellite. These additional safety items may also provide discounts on your boat insurance premiums.

3. Track Weather Reports

Fall is typically a transitional time of year. Storms can spring up unexpectedly. Before you venture out, check the weather forecast. While out on the water, stay tuned in to identify any cold fronts and other inclement weather. Being proactive will help you safely navigate back to shore, if necessary.

4. Wear Appropriate Clothing

Be prepared for fall’s cooler temperatures by wearing a jacket. Encourage everyone to dress in layers so that they will be comfortable based on any weather changes. For safety purposes, wear sturdy, closed-toe boots or shoes too. Bring along heavier coats and sweaters as added protection. Keep dry and clean raincoats in a storage compartment on your boat.

For nearly 50 years, Wilson Insurance Agency in Dalton, GA, has helped boat owners by providing customized coverage designed to keep them, their passengers, and their vessels safe. The family-owned firm is an independent agency, which means they work with several boat insurance providers. They will shop on your behalf to find the best rates and terms for your unique needs. To get started with a free, no-obligation quote, call (706) 278-0549. You can also go online for details about other insurance options.