Spring cleaning is a traditional way to welcome the warm weather by preparing your home for summer. In a place like Montana, though, it’s fall cleaning that’s essential. Once winter hits, you need to know your property will be able to hold up to the elements. To avoid having to file a homeowners insurance claim as soon as the ground thaws, perform these tasks before the weather gets any cooler. 

3 Fall Tips for Protecting Your Property in the Winter

1. Clean the Gutters

Over the past few months, your gutters have undoubtedly accumulated all kinds of debris. Once the last of the leaves have fallen, clear them out for winter. This will ensure they can effectively direct water away from the house after snowstorms. If your gutters remained clogged, on the other hand, water will eventually pool, posing a threat to the roofing and siding. 

2. Put Away the Hoses

You won’t be using any outdoor hoses as long as the temperature’s below freezing, so pack them up and put them away until the weather warms again. You should also turn off all the valves leading to the exterior faucets. Otherwise, water will continue running to them until it freezes, expands, and cracks the hardware. Many homeowners insurance claims are filed that are related to burst pipes. If you have a sprinkler system, follow the manufacturer’s guidelines for winterizing that, as well. 

3. Service Your Heating System

If you have a fireplace, make sure the chimney is clear of all blockages before using it for the winter. You should also service your heating system. Performing basic preventive maintenance and addressing any minor issues before running it all season long will increase efficiency while reducing the chance of a total system failure or fire.  

In addition to performing the above tasks, review your homeowners insurance coverage before foul weather strikes. If your current policy no longer meets your needs, turn to Grachek Insurance. Based in Kalispell, MT, and serving individuals, families, and businesses throughout Flathead Valley since 1986, this agency prides itself on providing unparalleled customer service. A family-owned and operated company, they can assist with virtually all your coverage needs, including auto, life, business, health, and homeowners insurance. To request a quote, visit their website or call (406) 755-4000.