You can avoid having to file an insurance claim on your home or automobile by knowing the warning signs that a tree on your property is at risk of falling. Beyond monetary concerns, a falling tree can be dangerous to your family and your pets. Thankfully, there are signs you can watch out for and, if necessary, you can have a professional safely and quickly remove the potential hazard. Below, learn the signs of a rotting or unstable tree to protect your property from damage. 

How to Know When a Tree Is Putting Your Property at Risk

1. The Tree Is Leaning to One Side

Not every tree grows perpendicular to the ground below. However, if you notice a tree beginning to lean, that’s a strong sign that the tree needs attention. Even a shift of ten degrees should be enough for you to take action. The tree will continue to lean and eventually interfere with your property. 

2. The Roots of the Tree Are Exposed

If a tree’s roots suddenly become exposed, that’s a definite warning sign of trouble. Moreover, if you notice the roots are rotting, that’s an even more urgent condition. If the tree is near your home, you will need to have the tree removed quickly. If the weather turns for the worst and the roots become saturated, the tree is at risk of toppling onto your home. If there are large trees near your home, make sure your property insurance is current.

3. The Trunk Is Cracked

It’s not normal for a tree trunk to develop cracks or sizeable holes within a short period of time. If you look closer and notice damage by pests or termites, that’s an indication that you should call in a professional to remove the tree. 

4. The Leaves & Branches Are Dying

Certain types of trees lose their leaves and even primary branches as an expected part of their life cycle, so it’s not always necessary to increase your insurance protection if you see leaves and branches on a tree dying. However, if the loss of the leaves and branches comes during an atypical part of the year or is more than usual, that’s a sign of an issue. A large fallen branch is at risk of damaging your vehicle. 

5. The Soil Appears Disrupted

One of the most obvious warning signs of an unstable tree is if you notice the soil around a tree being disrupted. That could mean that the tree is moving enough to stir up the dirt, and a fall is imminent. In this case, make sure you keep your vehicle far away, even if the car is insured. You should also be cautious when you or your children are outside on your property if a tree is at risk of toppling over. 

If you are looking for home or auto insurance, contact the experts at Comaltex Insurance Agency in New Braunfels, TX. Since 1948, this independent insurance agency has been providing an array of insurance products to clients throughout the Texas Hill Country between Austin and San Antonio. This reliable company prides itself on prompt communication and customer satisfaction. Call (830) 625-7511 to get a quote on personal or business insurance, or visit their website for more information about their products and services.