The fall season is upon us, which means the cold weather will be here in no time. With temperatures and conditions changing, there are a few maintenance tasks to avoid damage that could lead to a homeowners insurance claim. To help you protect your property, here are a few guidelines to follow.

Fall Checklist for Avoiding Homeowners Insurance Claims

1. Insulate Water Pipes

Though you likely won’t see any freezing temperatures in the coming weeks, you still need to ensure your water pipes are prepared for the frigid conditions ahead. When water pipes freeze, they face an increased risk of bursting, which could lead to flooding in your home.

Before the temperatures drop, have a plumber outfit your lines with insulation to prevent the water within them from freezing.

2. Clean the Gutters

Fall foliage is beautiful, but leaves also increase your risk of roof damage. If leaves, twigs, and other debris are left to sit in the gutters, they will prevent proper drainage. Water accumulation could lead to everything from mold to pest infestations and roofing damage.

To avoid problems, clean the gutters with a power-washer or call a professional for the service.

3. Invest in a Professional Chimney Cleaning

If you have a fireplace or wood burning stove, you may be eager to get cozy and curl up in front of it as the weather gets cooler. But before you can enjoy your amenity, you need to ensure it’s ready for use. Soot and debris buildup in the flue can increase the chances of a fire, which puts everyone in the home at risk.

Before lighting your first fire of the season, hire a chimney cleaner to clear out any debris that have accumulated in this area. 

The professionals at Pella Mutual Insurance Company have been providing residents throughout Northeast Wisconsin with comprehensive homeowners insurance plans and top-quality guidance since 1876. Their agents will work with you to understand your unique needs and determine the coverage that best suits your family. Visit their website to learn more or call (715) 754-5039 to find your local agent today.