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With the impending colder weather on the horizon, furnaces and fireplaces will be in more regular use in homes across the region. While indispensable to the warmth and comfort of your family, these appliances also pose some fire risks that everyone should be aware of. In the event of a fire, your home insurance coverage will be crucial, but preventing fires in the first place is always the best course of action. Below are three fire safety tips to keep your home safe through the fall and winter months.

A Guide to Home Fire Prevention

1. Keep Flammable Materials Away From Fireplaces

A blazing fire in the fireplace can make any room cozy. However, you need to take steps to ensure there are no flammable, or potentially flammable, materials anywhere near the open flame. This includes all types of paper, newspapers, magazines, books, etc., as well as curtains and draperies, area rugs, and articles of clothing. All it takes is a single spark to catch on one of these objects for a fire to start and quickly spread out of control.

2. Avoid Using Space Heaters

home insurance Lorain County, OHWhen the temperatures drop, depend on your heating system to warm the house and try to avoid other warming devices. Modern heating units have built-in fire safety and prevention mechanisms, but the same cannot be said of space heaters. Not only do space heaters generate massive amounts of heat that can cause fires, but they can easily be knocked over by pets and small children. Space heaters account for a staggering 43% of all home fires, so they require close supervision.

3. Invest in Fire Safety Equipment

All homes should have both smoke and carbon monoxide detectors. Fire extinguishers should be accessible in the kitchen, near fireplaces, and inside utility rooms. If you purchase these items, then every member of the family should know how to use them. There's a bonus here as well, as having fire extinguishers in your home may save you money on your home insurance policy.

 

When you need comprehensive home insurance coverage that protects you in the event of fires and other unforeseen disasters, trust the professionals at Jenkins & Bevan Insurance. Since 1954, they have been serving clients throughout the Lorain County, OH, area. Their licensed professionals will assist you in crafting a policy that gives you peace of mind in any situation. In addition to home insurance, they offer a variety of coverage options, including liability, business, and auto insurance. Call (440) 984-6771 or visit their website today to arrange a quote from an experienced insurance agent.

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