Social Security Disability Insurance (SSDI) is a program designed to help individuals whose medical disabilities prevent them from working and supporting themselves. You can still hold a job while receiving SSDI, but there are strict guidelines on how much you can earn before benefits are discontinued. To shed more light on this subject, here’s what you need to know about working and SSDI benefits.
The Trial Work Period
The Social Security Administration wants to support disabled individuals who are interested in attempting part- or full-time employment. For this reason, they offer trial work periods in which an SSDI recipient is allowed to work for nine months without losing any benefits. The nine months do not need to be consecutive to be considered trial work periods. A month is considered a trial work period when the SSDI recipient earns more than $880 from a part- or full-time job; months in which less money is earned do not count toward the nine-month total.
Substantial Gainful Activity
After the trial work period has been completed, SSDI recipients enter the Extended Period of Eligibility. Nonblind disabled individuals can still receive their full Social Security disability benefit if they earn less than $1,220 a month; blind individuals must earn less than $2,040 per month. These are known as the Substantial Gainful Activity thresholds. If you earn over these amounts, you lose the SSDI benefit for that month only. The Extended Period of Eligibility lasts for 36 months in all; after this period, if you earn more than the Substantial Gainful Activity amount for even a single month, SSDI benefits completely stop.
Working while receiving Social Security disability can be a difficult subject to navigate. Have the help of a disability attorney to better guide you. Since 2000, The Gil Law Firm has been serving clients throughout the Houston County, GA, area. In addition to SSDI claims, they represent personal injury cases and bankruptcies. Call (334) 673-0100 to schedule a consultation, or visit their website to learn more about how they can help you.