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For many teenagers, getting a driver’s license means finally having a sense of freedom. No longer do they have to rely on others to get them to school and around town. But while this much-anticipated milestone brings on a feeling of independence, rules are still a must. Protect your child and keep your auto insurance from going up by setting these guidelines for your new teen driver.

What Are Some Rules That’ll Keep Your Teen Driver Safe?

1. Restrict Phone Use

Distracted driving is among the top causes of accidents involving teen drivers. This includes texting and talking on the phone, so you must forbid these activities. Remind your teen to ignore texts and incoming calls until they can safely pull over to respond.

2. Limit Night-Time Driving

auto insuranceDrivers with permits typically have to abide by an evening curfew, but that goes away when they get their license. However, more accidents tend to occur after the sun goes down. Until your teen gains more driving experience, establish a reasonable cutoff time for driving at night.

3. Limit Passenger Pickups

The more people in the vehicle while your teen is driving, the greater the chance of an accident. Friends in the car can be a distraction, just like a phone can. Ideally, your teen should have no passengers in their vehicle. If a friend needs a ride, tell your teen to ask your permission before driving them. 

4. Obey Speed Limits

Driving at high rates of speed is another leading cause of accidents among teen drivers. Strongly encourage your child to obey all speed limits, especially in school zones. Doing so minimizes the risk of dangerous and fatal collisions. 

 

Lafever Insurance Agency in Cookeville, TN, understands new driver excitement and parental concern. That’s why this locally owned firm offers customized auto insurance designed for young drivers. If you have a teen who’s new behind the wheel, call the agency at (931) 526-3377 to discuss coverage options and receive a free auto insurance quote. 

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