Most people assume that the primary purpose of a jewelry appraisal is to sell your valuables. However, even precious inherited jewelry that you plan to keep should receive an appraisal. The following guide explains why you should take family heirlooms to an expert for evaluation.

5 Reasons to Receive Jewelry Appraisals

1. Ascertain Value

If you aren’t certain of the origin of your inherited piece, you can’t know its true value. A pendant, ring, or necklace passed down through your family might be particularly rare or part of a limited production. Obtaining a jewelry appraisal may reveal that you possess a highly valuable piece that might warrant further protection.

2. Get Insurance

Whether your jewelry is rare, valuable, or treasured personally, you should cover it with insurance. Jewelry policies cover lost, damaged, or stolen pieces. Insurance companies require a recent appraisal, so have your precious pieces evaluated every three to five years.

3. Identify Materials

Every gem or metal has different care and storage requirements. If you plan to keep inherited jewelry, learn what you’re dealing with. Professional appraisals can verify if the pearls on your grandmother’s necklace are real or identify the unknown gem on the family ring. Once you know the materials involved, you can look into proper care tips.

4. Make Modifications

When passed down from generation to generation, family heirlooms can become damaged or deteriorate. To preserve a piece for future generations, you might decide to have it repaired, which can significantly change the value of a piece. If you have modified family jewelry in any way since inheriting it, consider obtaining an assessment.

5. Verify Ownership

In the unfortunate case of theft, having proof of ownership when the thief is caught makes the process of retrieving your precious jewelry much easier. Jewelry appraisals provide official documentation with identifying information, such as weight and size, to prove that the piece is yours. You should also take photos of the jewelry to store with your documents.

You need an experienced, reliable jeweler to handle all of your jewelry appraisals. The professionals at Clayton Jewelers use state-of-the-art equipment, industry expertise, and careful techniques to accurately pinpoint the value and identity of your jewelry. If you’re in the market for something unique, this jewelry store will work with you to design beautiful custom pieces for you or your loved ones. To schedule an appraisal, call (314) 726-2220. Visit their website for a detailed list of services.