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If a natural disaster, faulty appliances, poor land grading or leaky plumbing has caused your home to flood, you’re probably eager to start on repairs. Before you schedule water damage restoration, however, you’ll need to go through the insurance company to make a claim. Below is a helpful guide for navigating the claims process.

How to Make a Claim After Water Damage

1. Take Photos or Videos of the Damage

Make sure that your insurance company gets an accurate summary of the damage and losses before they send their adjuster for the inspection. If it’s safe, walk around and take photos and videos of the damage to send over first. Document everything as thoroughly as possible.

Pair the images with an inventory of all the items that were damaged or lost in the flood. Include a brief description, any relevant model numbers, the age of the item, and the replacement cost if you re-bought it today. Make sure to leave everything as it is and to hold off scheduling water damage restoration until the adjuster has completed their inspection.

2. Be Present at the Insurance Adjuster’s Visit

water damage restorationDon’t let the adjuster walk through the home alone, if possible. Walk through the house with them and explain the damage as you go to ensure nothing is missed by accident. 

Also, make sure you thoroughly understand any documents before signing them. If you’re presented with a written estimate for water damage restoration, make sure it contains line items so you know nothing has been omitted.  

3. Have the Damage Reassessed If Necessary

Sometimes insurance adjusters can make errors in their assessments. They may overlook some damage to the property or provide too low of an estimate for the costs of the water damage restoration. If you feel this is the case, contact a third party to reassess the damage and provide an alternate estimate.

Water damage restoration contractors are an excellent choice because they have extensive experience handling flooding cases. They are also well-versed in handling insurance companies and know what to do to help with claims.

 

Have your home repaired after a flood by calling Restoration 1 of Greater Las Vegas. This water damage restoration company is staffed by talented technicians who are skilled in restoring homes damaged by water, mold, and fire. The company offers a 100% satisfaction guarantee and offers emergency service 24 hours a day. Make an appointment by calling (702) 941-6406 or visit the website to learn more about their services.

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