While motorcycles might seem like a dangerous choice for young, inexperienced drivers, there are some upsides to getting your teen a bike instead of a car. For starters, they’re usually cheaper to maintain than other vehicles, and their size often makes motorcycle insurance more affordable than other options once a safe driving record is established. If you’re thinking of getting your teen the motorcycle they want, however, there are some important factors to consider before making a purchase.

3 Things to Consider Before Buying Your Teen a Motorcycle

1. Safety

Motorcycles don’t have airbags, seatbelts, or other life-saving safety equipment that comes standard on other vehicles. Because teen drivers are more likely than any other group to cause an accident, invest in extra training classes and appropriate safety gear. Make sure they always wear a DOT-approved motorcycle helmet, gloves, and padded clothing designed to prevent road rash.

2. Financial Responsibility

Like most parents, you might want to help your child buy their motorcycle and keep it in good condition, but they should take on some of the responsibility. Paying for their own gas, oil changes, and repairs will give them a sense of ownership and pride, potentially making them a little more careful on the road.

3. Motorcycle Insurance

Every motorcycle rider needs at least a minimum level of liability insurance to protect other motorists from losses, but you may need additional coverage. Comprehensive motorcycle insurance will cover the cost if your child’s bike is stolen or damaged in a storm, while collision coverage will pay for repairs in an accident caused by your teen. Choosing policies tailored to your situation and investing in safety gear can help lower their insurance premiums.

For over 30 years, the agents at Lafever Insurance Agency have provided affordable motorcycle insurance to riders throughout the Cookeville, TN, area. With their extensive network of carriers, they pride themselves on finding customizable coverage for everyone regardless of your age or driving record. To speak with an agent and request a free, no-obligation quote, call their offices at (931) 526-3377 today.