While it’s true that fires in the United States have declined over the past decade, they still happen at incredibly high rates. In fact, statistics suggest that nearly 355,400 home fires occurred every year between 2012 and 2016. In addition to causing fatalities and injuries, these events were responsible for an average of $6.5 billion in property damage each year. To help you keep your family safe—and avoid having to make a home insurance claim—learn five common reasons that house fires occur.

What Sparks House Fires?

1. Bad Wiring

When you turn on a light or appliance, a series of electrical wires will be responsible for delivering the power. If these wires are damaged, old, or poorly installed, they can spark a fire. If you notice signs of bad wiring—such as flickering lights, frequent outages, or burning outlets—call an electrician for a complete inspection and professional repairs.

2. Cooking

Ovens, stoves, microwaves, and other common kitchen appliances all produce immense heat that can cause items to catch fire. You can prevent these incidents by maintaining a clean cooking area—such as by ensuring that no flammable grease is left behind on oven surfaces. It’s also wise to never leave the kitchen unattended when you’re cooking.

3. Unattended Candles

Candles may seem harmless, but if you forget about them, they can get knocked over and cause flames to spread. The best way to eliminate this risk is to use battery-powered candles. If you do choose to use traditional ones, always make sure the wicks are fully extinguished any time you leave the room.

4. Heating Equipment

Furnaces, portable heaters, and HVAC units can all provide you with the warmth you need to stay comfortable in winter weather. However, if this equipment is placed near flammable objects or is not properly maintained, your risk of a house fire can increase. Have your units serviced every year and keep the nearby area clean to reduce this risk.

5. Christmas Trees

When Christmas trees dry out, they can easily catch fire—especially if they are decorated with defective lights. That’s why it’s important to make sure your tree is properly watered, remove nearby flammable objects, and keep a fire extinguisher handy during the holiday season. However, if you want to significantly reduce your risk of having to make a home insurance claim, it’s best to invest in an artificial one.

If you’re a homeowner, Comaltex Insurance Agency Inc. in New Braunfels, TX, offers comprehensive property insurance solutions to help cover damages related to fire and other perilous events. Whether you want to get the best coverage for a lower rate or need to make a home insurance claim, these agents will provide dependable support every step of the way. Visit their website to learn more about these solutions or call (830) 625-7511 to request a custom home insurance quote.