Accidents aren't the only reason why your auto insurance premiums can skyrocket. Receiving a traffic ticket can be a large determining factor, as well. It is important that you observe the rules of the road to maintain your safety and eliminate the chances of getting into an accident. If you were to drive recklessly or fail to observe a signal change, you could receive a ticket. By driving safely and following these tips, you can reduce your chances of getting a ticket.

5 Ways to Avoid Getting Traffic Tickets

1. Stop Speeding

The easiest way to reduce your risk of traffic tickets is to abide by the speed limit. If you always find that you are running late and are rushing to your destination, prepare accordingly, and start leaving a bit earlier. Try to avoid driving when you are angry or upset, as it can lead to speeding and road rage.

2. Watch for Speed Traps

Speed traps are often located where speed limit changes occur. Officers wait and pull over drivers who exceed the speed limit in these areas. Another popular area for a trap is where there's a school zone or construction area. Officers also often wait around curves on highly-trafficked streets. Many times you will not be able to predict a speed trap, but you can protect yourself by maintaining the speed limit.

3. Always Wear Your Seat Belt

If a police officer notices that you or your passenger aren’t wearing a seat belt, they have the right to pull you over. If you are pulled over for this small infraction, the police might also start looking for any other broken auto laws. The more violations you are ticketed for, the higher your auto insurance premiums will become. 

4. Use Your Lights Properly

Some people forget to turn on their headlights as the sun goes down, which can lead to a ticket. If this happens frequently, you will drive your auto insurance up. However, headlights aren't the only lights on your vehicle that you should be concerned about. Use your turn signals properly, and regularly check that your brake lights, fog lights, headlights, high beams, and turn signal lights are all in working order.

5. Be Respectful to the Police

If you do get pulled over, use your manners, and speak calmly and respectfully. You have nothing to gain by being rude to a police officer. Listen to the officer's instructions and follow them. Don't admit to any wrongdoing if you want to fight the ticket in court later. Speak in a calm tone, remain in the vehicle, and have your hands where the officer can see them. Verbal retaliation might add unnecessary stress and anger to an already uncomfortable situation.

If you are looking for reliable and affordable auto insurance, turn to Lafever Insurance Agency in Putnam County, TN. With over 30 years of experience, their agents have been providing car insurance for every client, no matter their driving history. This independent company can work with drivers who have an accident history, traffic tickets, and even DUI infractions. Call their office today at (931) 526-3377 to get a no-obligation quote.