Harvesting season is steadfastly approaching. Unfortunately, rainstorms usually appear at this time of year, too. While light rain will water your crops so you don’t have to, more severe weather can be devastating for farmers who have spent all year carefully nurturing their supply of corn, soybeans, or potatoes. Below are some of the hazards you might face and why investing in crop insurance in the future is a wise investment.

What Does Wet Weather Do to Crops?

When your land is flooded from storms, it causes your crops to drown. Eventually, they may turn brown and rot. Your soil can also form mold and fungus. Nearby plants will soak in these bacteria, leading to crop disease. Likely, you’ll end up with a much smaller yield intake and, by extension, make less income. Plants you are able to harvest will be of lower quality. Additionally, soggy fields will make it difficult to use heavy machinery on your land.

Why Get Crop Insurance?

While there is a lot of skill and instinct that goes into being a farmer, sometimes even that isn’t enough to bring in a healthy crop if the weather is against you. Crop insurance will stop you from suffering a financial loss even in the bad seasons. In addition to reimbursing you for those plants lost to floods, it also offers protection against fire, hail, drought, or when there is an unexpected decline in pricing for agricultural products.

If you're looking for personalized and affordable crop insurance, turn to Nebraska Crop Insurance Agency, Inc. in Beatrice, NE. Their family business has been serving their community for over 38 years—and knows the importance and struggles of area farmers. Working one-on-one with you, they will help you find coverage that will protect you and the efforts of your hard work from natural disasters. Visit their website to learn more about their services or call (402) 223-2694 to get your free quote today.