Share:

Life insurance. It's not something that people like to think about, but it is something that everyone needs. The good news, though, is that having it can facilitate a surprising degree of peace-of-mind (that actually serves to improve the quality of life). 

For over 50 years, Kramer-Myers & Werring-Dickerson Insurance in Batavia. OH, has been helping clients find the type of coverage that's designed to protect their loved ones "in the unlikely event." Auto insurance, home insurance, farm insurance—whatever your needs, Kramer-Myers & Werring-Dickerson Insurance has you covered.

Life insurance policies can be temporary (aka “term”) or permanent. According to Kramer-Myers & Werring-Dickerson Insurance's description, Term insurance provides coverage for a certain period of time, and only pays benefits if you pass away within said frame. This option is generally useful for individuals who only need to worry about their loved ones being covered up to a certain point (once your kids graduate from college, for example, and have their own protection/coverage, they'll no longer need yours).

Permanent insurance pays out at any time, as long as you pay the agreed-upon premiums and don't take out any loans or withdrawals. And it can be invaluable, in that it keeps on accumulating cash value. But the option that's right for you will depend on the circumstances surrounding your goals/family and loved ones' needs.

The upshot: by getting the coverage you need now, you can live out the rest of your hopefully very long life secure in the knowledge that everyone most precious to you is protected—and that kind of reassurance is worth the cost of a policy, in itself. Especially when Kramer-Myers & Werring-Dickerson Insurance policies are so affordable!

To find out more, contact Kramer-Myers & Werring-Dickerson Insurance at (513) 732-1461, or visit them online for more information. A “once in a lifetime” policy is just a phone call away, so reach out today!

tracking