Leaving for college for the first time can be invigorating and exciting. However, it can also be a little overwhelming trying to figure out what you need to bring and how you’ll protect your belongings. Luckily, by working with a qualified insurance broker, you can ensure your personal items remain safe and covered for the whole year. To better understand why you should invest in a renters’ insurance policy as a college student, consult the guide below.

Why Should You Work With an Insurance Broker as a Student?

For many students, leaving for college is the first step toward moving out permanently. Whether you’re staying your dorm for the full-year or moving into a shared apartment off-campus, living in a new residence means you’ll be responsible for protecting your personal belongings. And if your parents’ address is no longer considered your permanent residence, you won’t be covered by their homeowner’s policy once you leave. To avoid losing thousands of dollars worth of belongings in the event of an accident or theft, talk to an insurance broker about opening a renters’ policy. 

What Will Your Renters’ Insurance Cover?

You may believe that as a student, you don’t have that many valuable items. However, you likely own quite a few belongings that add up to a large sum of money. For example, renters’ insurance covers all your electronics, such as a laptop, television, or gaming system, school books, appliances like mini-fridges, clothing, and furniture.

If you need to invest in a renters’ policy before the school year starts, turn to the team at Zimmerman Insurance Agency. Located in High Point, NC, these insurance brokers are proud to offer close to 60 years of experience and expertise to residents throughout Guilford County. Visit their website to learn more about the types of coverage they provide, and call (336) 883-6512 to discuss your needs with a team member today.