O'Fallon, Missouri
3416 E Terra Ln
O Fallon, MO 63366
(636) 397-6800

A Guide to Insurance & Auto Repair September 10, 2019

O'Fallon, St. Charles
A Guide to Insurance & Auto Repair, O'Fallon, Missouri

As you shop for auto insurance policies, it’s easy to become overwhelmed by all your options. To choose the right plan, you need to understand how coverage works in different situations and what to expect with your deductible. See the guide below to learn more about coverage options for auto glass replacement and repair.

What to Know About Insurance Coverage for Auto Glass

Is Auto Glass Repair Covered?

Glass repair is typically covered under comprehensive auto insurance, which is an optional — yet recommended — add-on to your collision insurance. It will often cover flying pebbles, tree branches, and other damage that could be considered “acts of God.” Windshield repair is usually completely covered, so you would pay nothing out of pocket.

If you don’t have comprehensive coverage, your cracked windshield will only be covered if the damage is a result of an accident where the other driver is at fault. If another person broke the windshield, you could file a claim against their homeowner’s insurance as well.

Is Auto Glass Replacement Covered?

auto glass replacementComprehensive coverage will also cover auto glass replacement, which is necessary when your windshield has too much damage to be safely repaired, which depends on the size, depth, location, and shape of the crack. However, there is usually a deductible that you’ll need to pay for your windshield replacement.


Whether you need auto glass replacement or repairs, you can expect the best service at Consumer Glass in St. Peters, MO. Their certified technicians have been providing superior services since 1987 on all makes and models. They will work with your insurance company to cover your repairs and offer same-day mobile service for your convenience. Schedule a free estimate online or call (636) 397-6800 for more information.

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