Share:

Broken windows are costly to replace, mainly depending on the location of the damage and the age of the materials. Some may require a new pane of glass while others need a full window replacement. If you’re dealing with the latter, homeowners insurance may cover the costs. Determine what qualifies an incident for coverage by considering the situations below.

3 Window Replacements That Qualify for Coverage

1. External Elements

window replacementStorms cause loose debris to blow around the property, and all it takes is a sudden shift in direction to crack one of the panes. Since there was nothing you could do to prevent this, the insurance company should allow you to file a claim. Many policies feature a natural disaster category that covers weather incidents and will ensure that your home has sufficient protection from the elements.

2. Other Properties

It’s easy for outdoor activities to get out of hand and cause a ball or Frisbee to damage one of the neighboring windows. With it being an unintentional accident to another person’s house, the insurance company will most likely cover the window repairs. This situation usually falls under liability coverage and could reduce the amount that you have to pay by eliminating the deductible.

3. Accidental Fires

In the event of a fire, the windows are broken in to provide additional access to the flames. Since the damage was done to save the home, homeowners may have an opportunity to file a claim with their insurance company. An agent will come out to evaluate the condition of the property and determine the repairs that it requires. They will then supply the money you need to secure proper window replacements and other materials.

 

Typically, the only time insurance will not cover window replacements is when you accidentally break one of your home’s windows. Find out if you qualify for coverage by working with Affordable Window & Glass. These professionals are highly trained in custom installations and will ensure that each window provides the perfect fit. They are fully insured for their customer’s safety and supply services throughout Florence, KY, and the Greater Cincinnati area. Learn more about the work that they do by visiting their website. Call (859) 282-7787 to set up a free estimate with one of their experts.

tracking