Honolulu, Hawaii

An Informative Guide to Condominium Water Damage Prevention August 16, 2019

Honolulu, Honolulu
An Informative Guide to Condominium Water Damage Prevention, Honolulu, Hawaii

Water damage is a frequent claim for many condo and homeowner insurance policies. This problem causes rust, rot, mold and mildew. Water damage also destroys personal belongings as well as furniture and carpeting. Fortunately, there are several steps you can take to prevent these extreme losses. Here’s a brief guide to water damage in condos and how you can keep your property safe.

The Effects of Water Damage

37% of homeowners have experienced losses from water damage. This issue can ruin your property and damage the units below. If ignored, a 1/8th-inch pipe crack can leak 250 gallons of water every day. Stay on top of routine maintenance and repairs, replacing appliances and plumbing fixtures as needed to avoid costly issues.

How to Prevent Extensive Damage From Occurring

insuranceThe best way to prevent these types of issues from happening is by checking your pipes regularly. If you smell any musty odors or see leaks on the ceilings, floors, or walls, call a plumber right away. You should also stay up-to-date on your insurance policy to make sure you’re covered in case an accident or leak occurs. Having the right coverage will help you easily file an insurance claim if a leak does appear and save you money in the long run.

Check the water hose connections that connect to appliances, such as dishwashers, toilets, sinks, and washing machines. To prevent overflows, install a high-pressure check-flow valve on washing machines. Replace the water heater every 10 years as well as regularly check the water supply hoses for cracking.

 

Condominium laws are changing in Hawaii, and the responsibility is shifting from AOAOs to condo owners. Talk to an independent agent to understand your insurance needs. They’ll walk you through the best options for condo insurance and ensure you’re protected in case an issue arises. Learn more about First Insurance and its insurance products online.

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