If you’re on Social Security disability, you might worry about how getting married affects your eligibility status. Will you still receive benefits if your new partner has a substantial income? What if your eligibility is based on the work history of a parent or former spouse instead of your own? Knowing how marriage might impact your ability to collect benefits can help you plan for the future and prevent unpleasant surprises.
FAQ About Social Security Disability & Marriage
Will I lose my benefits if I qualified under my own work credits?
For workers who contributed to the system before their disability, getting married won’t affect your eligibility or reduce the amount you receive every month. Your future spouse’s assets or income also don’t factor into the equation.
What if I qualified based on my parents’ work credits?
Social Security disability allows disabled children to qualify based on their parents’ work history. Unfortunately, getting married means your benefits will likely end, unless your future spouse is also a disabled adult child.
Will my benefits end if I’m receiving benefits under a former spouse’s work credits?
Spouses of eligible workers can also receive benefits, even after a divorce or death of the qualifying worker. Unfortunately, this eligibility status ends upon remarriage, regardless of your new spouse’s financial status.
Will marriage change my benefit amount if I’m receiving SSI & Social Security disability?
While marriage may not affect your Social Security insurance benefits, your Supplemental Security Income (SSI) payments may drop dramatically. The SSI program is means-tested, so your spouse’s income, assets, and savings could reduce your benefit amount or end your eligibility altogether.
For nearly 20 years, The Gil Law Firm in Dothan, AL, has helped disabled clients throughout Georgia, Florida, and Alabama navigate the complexities of the Social Security disability system. Whether you’re applying for benefits or wondering how life changes might impact your eligibility, their team will provide the detailed advice you need. Visit their website for more information on how they can help with your claim, follow their Twitter page for more legal tips, and call (334) 673-0100 to schedule a consultation with an experienced attorney today.