Share:

For teenagers and others new to driving, the milestone can be an exciting mix of independence and trepidation. Knowing a reliable auto insurance policy is in place can offer peace of mind. If you’ve recently earned your driver’s license and are preparing to get behind the wheel more often, the following is a helpful guide on vehicle coverage.

3 Auto Insurance Tips for New Drivers

1. Emphasize Safe Driving

The priority should always be observing traffic laws to remain safe on the road. As an added incentive, many auto insurance providers will reward teens and new drivers with discounted coverage. For instance, good grades and passing a driver safety education course could lower your premiums. Some carriers will also keep rates low if you aren’t involved in an accident for several years or avoid getting traffic tickets.

2. Research Vehicle Options

auto insuranceThere are certain makes and models that have better safety ratings compared to some cars. High-performance vehicles built for speed, especially when driven by younger drivers, are more likely to be involved in accidents. Auto insurance providers may take the type of vehicle you drive into consideration when determining rates. Research vehicle choices and their safety ratings by checking with the Insurance Institute for Highway Safety.

3. Discourage Distracted Driving

Parents can help keep their teen drivers safe while potentially reducing their auto insurance premiums. First, have a discussion, and repeat when needed, about the dangers of texting and other forms of distracted driving. Emphasize the importance of not talking or texting on mobile phones while driving. Some providers will even offer discounts for installing GPS trackers, dash-mounted cameras, and recording devices in your car to help monitor driving habits.

 

Superior Insurance in Durham, NC, specializes in helping secure coverage tailored for teen and new drivers. The independent agency will help you select affordable auto insurance by comparing rates from some of the nation’s leading carriers. If you’re in the market for reliable vehicle protection policy, call (919) 224-8034 for a no-obligation insurance quote. You can also request one online and get details about other coverage options.

tracking